Lighthouse Credit Union

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Home Loans

Home Loans

Financing options for buying, building, and fixing.

Mortgages

Affordable and flexible financing options, including:

  • Low down payment mortgages
  • No down payment mortgages
  • First-time homebuyers
  • Mortgage refinancing
  • Adjustable-rate financing
See all mortgages

Construction Loans

  • Finance up to 95% of your project’s value​
  • Available for up to 4-unit dwellings
  • Single, fixed-rate mortgage
  • Interest-only payments during construction
  • Pay off an existing land loan or finance new construction​
See construction loans

Home Equity Loans

  • Borrow up to 90% loan to value​
  • Easily apply online​
  • Single, fixed-rate mortgage
  • No closing costs for first-time applicants
  • Flexible accessing options – all-at-once cash for any purpose, interest only line of credit, or refinancing ​
See home equity loans

Home Improvement Loans

  • Terms ranging from 12 to 84 months ​
  • Easily apply online​
  • Equity options that fit your needs: No Equity​, Energy Efficiency, and Home Heating Loan​s
See home improvement loans

ADU Home Renovation Loans

  • Higher Borrowing Limits*
  • Funding that won’t interfere with your current mortgage​
  • Cost effective select lower rates​
  • Borrow more than a traditional Home Improvement Loan
See ADU home improvement loans

Disclosure

*Based on the after-renovation value of your home.

Membership means more at Lighthouse

Being a credit union member supports community impact by helping fund local programs through reinvested earnings. 

Learn More

Affordable Housing

We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

Volunteering

Our employees are given paid time off to volunteer for community programs of their choice.

Local Organizations

We partner with organizations that help to enrich and nourish the lives of our neighbors.

Food Access

We fund programs that help fight food insecurity across our communities.