Lighthouse Credit Union

>
>
>
Construction Loans

Construction Loans

Let’s build the dream

Apply Online
Rates

Finance up to 95% of your project’s value

We meet you where you are with options to help you achieve your building goals.

  • Keep it easy with streamlined financing
  • Save with interest-only payments during construction
  • Borrow up to 95% of your building’s value
Open Account

Pay off an existing land loan or finance new construction

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Available for single and multi-family homes

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Wrapped up in a single, fixed-rate mortgage

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Open Account

Construction Loan Rates

Current interest rates

Loan TypeInterest RatePointsAPR
30-Year Fixed6.375%0.006.632%
30-Year Fixed Jumbo6.375%0.006.495%
1/1 ARM Land Loan9.375%0.009.999%

Membership means more at Lighthouse

Being a credit union member supports community impact by helping fund local programs through reinvested earnings. 

Learn More

Affordable Housing

We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

Volunteering

Our employees are given paid time off to volunteer for community programs of their choice.

Local Organizations

We partner with organizations that help to enrich and nourish the lives of our neighbors.

Food Access

We fund programs that help fight food insecurity across our communities.