Lighthouse Credit Union
Do you already have a mortgage but are looking to lower your payment or pay it off faster? Let’s talk about refinancing.
“Great bank… very helpful. Sage, one of the representatives, helped me with an application process for a new home and it was a great experience… never been to a better bank.”
Current interest rates
| Loan Type | Rate Type | Interest Rate | Points | APR |
|---|---|---|---|---|
| 15-Year Fixed (Conventional) | Fixed | 5.500% | 2.00 | 6.142% |
| 15-Year Fixed (Conventional) | Fixed | 5.625% | 1.00 | 6.108% |
| 15-Year Fixed (Conventional) | Fixed | 5.750% | 0.00 | 6.075% |
| 30-Year Fixed (Conventional) | Fixed | 6.125% | 2.00 | 6.523% |
| 30-Year Fixed (Conventional) | Fixed | 6.250% | 1.00 | 6.552% |
| 30-Year Fixed (Conventional) | Fixed | 6.375% | 0.00 | 6.580% |
| 20-Year Fixed (Conventional) | Fixed | 5.750% | 2.00 | 6.266% |
| 20-Year Fixed (Conventional) | Fixed | 5.875% | 1.00 | 6.264% |
| 20-Year Fixed (Conventional) | Fixed | 6.000% | 0.00 | 6.263% |
| 30-Year Fixed Home 97 | Fixed | 6.125% | 2.00 | 6.523% |
| 30-Year Fixed Home 97 | Fixed | 6.250% | 1.00 | 6.552% |
| 30-Year Fixed Home 97 | Fixed | 6.375% | 0.00 | 6.580% |
| 30-Year Fixed Home 100 | Fixed | 6.125% | 2.00 | 6.523% |
| 30-Year Fixed Home 100 | Fixed | 6.250% | 1.00 | 6.552% |
| 30-Year Fixed Home 100 | Fixed | 6.375% | 0.00 | 6.580% |
| 15-Year Fixed Jumbo | Fixed | 5.500% | 2.00 | 5.920% |
| 15-Year Fixed Jumbo | Fixed | 5.625% | 1.00 | 5.889% |
| 15-Year Fixed Jumbo | Fixed | 5.750% | 0.00 | 5.859% |
| 30-Year Fixed Jumbo | Fixed | 6.125% | 2.00 | 6.387% |
| 30-Year Fixed Jumbo | Fixed | 6.250% | 1.00 | 6.417% |
| 30-Year Fixed Jumbo | Fixed | 6.375% | 0.00 | 6.447% |
| 3/1 Year ARM (Conforming) | Variable | 5.000% | 2.00 | 6.622% |
| 3/1 Year ARM (Conforming) | Variable | 5.125% | 1.00 | 6.567% |
| 3/1 Year ARM (Conforming) | Variable | 5.250% | 0.00 | 6.512% |
| 5/1 Year ARM (Conforming) | Variable | 5.125% | 2.00 | 6.447% |
| 5/1 Year ARM (Conforming) | Variable | 5.250% | 1.00 | 6.409% |
| 5/1 Year ARM (Conforming) | Variable | 5.375% | 0.00 | 6.372% |
| Home 97 5/1 Year ARM | Variable | 5.125% | 2.00 | 6.447% |
| Home 97 5/1 Year ARM | Variable | 5.250% | 1.00 | 6.409% |
| Home 97 5/1 Year ARM | Variable | 5.375% | 0.00 | 6.372% |
| 7/1 Year ARM (Conforming) | Variable | 5.250% | 2.00 | 6.303% |
| 7/1 Year ARM (Conforming) | Variable | 5.375% | 1.00 | 6.272% |
| 7/1 Year ARM (Conforming) | Variable | 5.500% | 0.00 | 6.243% |
| 10/1 Year ARM (Conforming) | Variable | 5.375% | 2.00 | 6.186% |
| 10/1 Year ARM (Conforming) | Variable | 5.500% | 1.00 | 6.174% |
| 10/1 Year ARM (Conforming) | Variable | 5.625% | 0.00 | 6.162% |
| Home 100 10/1 Year ARM | Variable | 5.375% | 2.00 | 6.186% |
| Home 100 10/1 Year ARM | Variable | 5.500% | 1.00 | 6.174% |
| Home 100 10/1 Year ARM | Variable | 5.625% | 0.00 | 6.162% |
| Home 100 7/1 Year ARM | Variable | 5.250% | 2.00 | 6.303% |
| Home 100 7/1 Year ARM | Variable | 5.375% | 1.00 | 6.272% |
| Home 100 7/1 Year ARM | Variable | 5.500% | 0.00 | 6.243% |
| Home 97 10/1 Year ARM | Variable | 5.375% | 2.00 | 6.186% |
| Home 97 10/1 Year ARM | Variable | 5.500% | 1.00 | 6.174% |
| Home 97 10/1 Year ARM | Variable | 5.625% | 0.00 | 6.162% |
| Home 97 7/1 Year ARM | Variable | 5.250% | 2.00 | 6.303% |
| Home 97 7/1 Year ARM | Variable | 5.375% | 1.00 | 6.272% |
| Home 97 7/1 Year ARM | Variable | 5.500% | 0.00 | 6.243% |
| HLPR (3/1 Year ARM) | Variable | 4.500% | 0.00 | 5.889% |
| 1/1 Arm Land Loan | Variable | 9.375% | 0.00 | 9.999% |
Please complete the form below and a Mortgage Specialist will reach out to you within 1 business day.