Lighthouse Credit Union
Whether you’re consolidating debt or covering short-term needs, a personal loan can do it all.
Simplify your finances with a debt consolidation strategy. Pay off high-rate loan balances and make budgeting easier with one fixed monthly payment.
Our personal loan options offer terms up to 60 months.1 Pay it off quickly or spread your payments out over a longer term. You choose!
Unlike an auto loan where your car is collateral or a mortgage where your home is collateral, personal loans are unique in that they don't require upfront collateral.
Borrow up to $2,000 to start building or rebuilding your credit history.
Borrow against the balance in your existing Share Certificate at a low, fixed rate.
Effective 02/03/2026
| Loan Type | Term | APR As Low As | Description |
|---|---|---|---|
| Signature Loan (Personal)1 | Up to 60-Months | 10.69% | $75,000 Maximum |
| Certificate Secured Loan (Lighthouse CU)2 | 120-Months | Certificate rate plus 3.00% | Borrow up to 95% of certificate balance |
| Credit Builder Loan1 | Up to 24-Months | 7.69% | Minimum loan amount of $500; maximum loan amount of $2,000. |
Being a credit union member supports community impact by helping fund local programs through reinvested earnings.
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Our employees are given paid time off to volunteer for community programs of their choice.
We partner with organizations that help to enrich and nourish the lives of our neighbors.
We fund programs that help fight food insecurity across our communities.